Estate Planning & Wills in the UAE
Secure Your Legacy and Protect Your Loved Ones
Estate planning is a critical but often overlooked aspect of life for expatriates in the UAE. Without a valid will, the distribution of your assets upon death may be governed by UAE law, which for non-Muslims could mean the application of Sharia principles. This can lead to outcomes that differ significantly from your wishes and the laws of your home country. Proper estate planning, including registering a will, ensures that your assets are distributed according to your intentions and that your family is provided for. T4ME provides guidance and support to help you understand your estate planning options in the UAE.
Why Estate Planning Matters for UAE Expats
- Default Application of Sharia Law: In the absence of a registered will, UAE courts may apply Sharia inheritance rules to non-Muslims, which dictate specific shares for heirs.
- Asset Freezing: Upon death, bank accounts and assets may be frozen until the estate is settled through the courts, which can take considerable time.
- Guardianship of Children: Without a will specifying your wishes, the guardianship of your minor children may be determined by the court.
- Complexity of Cross-Border Assets: If you have assets in multiple countries, estate planning becomes even more critical.
Estate Planning Options in the UAE
- DIFC Wills and Probate Registry (Dubai & RAK): The DIFC Wills Service Centre allows non-Muslims to register wills that will be enforced according to their chosen law (e.g., the law of their home country). This is the most robust option for expats in Dubai and Ras Al Khaimah. – Covers assets in Dubai and RAK. – Allows appointment of guardians for minor children. – Enforced through the DIFC Courts.
- ADGM Wills Service (Abu Dhabi): Similar to the DIFC, the Abu Dhabi Global Market (ADGM) offers a wills registration service for non-Muslims with assets in Abu Dhabi.
- Notarized Will (Local Courts): A will can be drafted and notarized through the UAE local courts. However, the enforceability and interpretation may be less predictable than a DIFC or ADGM will.
- Home Country Will: A will registered in your home country may cover assets located there but may not be easily enforceable for UAE-based assets.
Key Considerations
- Identify Your Assets: List all your assets in the UAE (property, bank accounts, investments, vehicles, business shares).
- Determine Your Beneficiaries: Decide who you want to inherit your assets.
- Appoint Guardians: If you have minor children, appoint guardians in your will.
- Seek Professional Advice: Consult with a legal professional specializing in UAE estate planning.
How T4ME Can Help
- We provide information and guidance on estate planning options.
- We can connect you with legal professionals who specialize in DIFC and ADGM wills.
- We assist with gathering supporting documents.
Plan for the Future Today
Protect your family and your legacy. Contact T4ME to learn more about estate planning in the UAE.